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Topic: Your man!

Topic: Your man!

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Monroe Slavin
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Your man!

Posted: 10/3/2016 7:48:31 PM

https://www.yahoo.com/news/hillary-clinton-trump-taxes-ny...

https://www.yahoo.com/news/ap-trumps-apprentice-moved-cap...

http://www.bbc.com/news/world-us-canada-37535643

Julian Assange threatening to drop a huge bomb on Clinton on Wednesday. Wonder what he has.

Where's the band?!
WHERE"S THE BAND?!

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The Holiday Tote Bigg Bagg Collection--over-sized, reversible, extra pockets; now love carrying packages as much as you love shopping!

Monroe Slavin
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RE: Your man!

Posted: 10/3/2016 10:46:11 PM

https://www.yahoo.com/news/elizabeth-warren-says-trump-wo...

Monroe Slavin
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RE: Your man!

Posted: 10/4/2016 2:00:34 AM

Morals where? Truth where?

http://www.huffingtonpost.com/entry/trump-donations-charl...

Monroe Slavin
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RE: Your man!

Posted: 10/4/2016 10:30:00 AM

https://www.yahoo.com/news/donald-trumps-campaign-appears...

It's all about Trump. Trump agrees.

rpbobcat
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RE: Your man!

Posted: 10/4/2016 3:55:32 PM

Monroe Slavin wrote:

Morals where? Truth where?

http://www.huffingtonpost.com/entry/trump-donations-charl...

Opps,sorry,thought you saw the light and were talking about Mrs. Clinton.

My bad.

Monroe Slavin
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RE: Your man!

Posted: 10/4/2016 4:03:22 PM

Good call!

See you in about 35 days!

In the interim, keep missing the point and hating.

Last Edited: 10/4/2016 4:03:59 PM by Monroe Slavin

rpbobcat
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RE: Your man!

Posted: 10/4/2016 6:41:18 PM

Monroe Slavin wrote:

Good call!

See you in about 35 days!

In the interim, keep missing the point and hating.

As a Christian I try very hard not to hate anyone.

Monroe Slavin
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RE: Your man!

Posted: 10/4/2016 6:47:34 PM

I respect your right to your religion so long as it doesn't impinge on others. Keep it out of my bedroom, etc.

The despise hate for Clinton is palpable your side.

I don't hate Trump. He's very amusing and a great salesperson. He's a classic putz.

I do hate the thought of him as president.

He doesn't even make any effort to prepare. For goodness sake, his own staff admits that (re the debates).

That doesn't scare the 47% in Ohio who are polling his way?

It may seem abstract or confusing or unfair but Trump gives every indication or rattling financial and political and governmental institutions if elected. And that definitely matters.

rpbobcat
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RE: Your man!

Posted: 10/4/2016 7:17:04 PM

I'm not a finance person.(I hate risk)
But I have several friends who are brokers or financial planners.

They all say the same thing.
The financial markets are "overinflated".

They're being kept artificially high by companies buying back their own stock.
I really don't understand how that works.
But they all say, no matter who wins in November, expect a major "correction".

Monroe Slavin
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RE: Your man!

Posted: 10/4/2016 9:03:57 PM

rpbobcat wrote:

Could be...we're probably generally due for a correction since the market been so up over the last 8 years, which Obama indeniably some credit for.

Companies buy back their own stock, typically, when it's more profitable than investing their excess cash in further operations.

That is, the effect of buying back their own stock, which has the effect of raising the stock's price by creating demand for the stock (self-generated demand), is judged by executives to be greater than the effect on the stock's price that would be achieved by the results of investing available cash (on hand, loans) in operations.

Note that that 'available' cash includes loans from banks at cheap interest rates....which produces an effective rate of return (well, increase in stock price) much greater than the cost of the loan.

Many claim that the economy will pay a price for having long been fed cheap (low interest rates) funds.

Maybe. But if anyone knew for sure, they'd probably have all the money because they know!

I hope that explanation is clear.

Monroe Slavin
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RE: Your man!

Posted: 10/5/2016 1:11:59 AM

Kaine slices & dices Pence.

Well, for the last 40 minutes of it that I heard on radio.

Clinton definitely 2, Trump no.

rpbobcat
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RE: Your man!

Posted: 10/5/2016 6:35:48 AM

Monroe Slavin wrote:

rpbobcat wrote:

My friends in finance had a much simpler explanation "house of cards".

Monroe Slavin
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RE: Your man!

Posted: 10/5/2016 10:26:17 AM

That's Trumpian--simple, cynical and not true.

Well, it hasn't been for the last eight years since the Republicans handed us the Bush collapse, which was a house of cards.

Could it crash again. Of course; that's always possible.

But to deny that the recovery has been pretty effective is unfair.

Yes, the recovery has brought change and some are still hurting. But all in all it's been pretty effective.

Robert Fox
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RE: Your man!

Posted: 10/5/2016 11:08:37 AM

Monroe Slavin wrote:

Kaine slices & dices Pence.

Well, for the last 40 minutes of it that I heard on radio.

Clinton definitely 2, Trump no.

Odd. Monroe thinks Kaine won! Wow!

rpbobcat
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RE: Your man!

Posted: 10/5/2016 12:34:28 PM

Monroe Slavin wrote:

First,my "house of cards" comment came from people who do finance for a living.
My broker friends have moved a good chunk of their investments to less volatile ones.They also said they have "stop/sell" orders on all their stock accounts, just in case things go south fast.
They also said that the "flash traders" scare the crap out of them.

Calling it the "Bush Collapse" isn't factually accurate.

It was caused by a number of factors,including the mortgage crisis.

The mortgage crisis came about in large part because banks were forced to give a lot of people mortgages who shouldn't have qualified.
If I recall correctly,that policy,using to a great extent,Fannie Mae and Freddie Mac,was started by democrats and pushed by the Clinton Administration.
The policy included subrpime mortgages wish were pretty much "Russian Roulette".

The feeling was,everyone,whether qualified or not,gets a mortgage.

As far as the recovery being "pretty effective" it depends on who you talk to.

In N.J. a lot of companies I work with now hire only part-time employees.
Why?
To avoid paying benefits,especially health care.

If you're an older "non professional",finding any job out here is tough.
One of my friends, who is over 60, went to a job fair for older workers.
He was told "try to hold out until you can get Social Security".

I also believe that,as it pertains to the percentage of people unemployed,part-time and full time employment are counted the same.
As I'm sure you're aware,when it comes to unemployment percentages,if you've exhausted your unemployment benefits and gave up looking for work,you're not unemployed.That really skews those numbers.

I also believe the number of people on Food Stamps has increased dramatically the past 8 years.

Last Edited: 10/5/2016 12:35:27 PM by rpbobcat

Bobcat Love's Sense of Shame
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RE: Your man!

Posted: 10/5/2016 12:43:14 PM

I actually think Pence did a fairly strong job considering the task at hand. He had to act like an adult, and make Trump's incoherence seem somewhat coherent. He did as strong a job at that as could be reasonably expected.

That said, he also just flat out lied a half dozen times. He insisted that Trump never praised Putin, and there's ample video evidence showing that he has. He denied that Trump supports the idea of more countries developing nukes, and there's ample video evidence showing that he has. He denied that Trump called for a deportation force, and there's ample video evidence showing that he has.

Which, again, isn't really on Mike Pence. He was given the task of making Donald Trump's incoherent, policy-free ramblings look like an actual Presidential policy, and Trump has said so many ridiculous, indefensible things that he basically had no choice but to deny them.

Which is to say, that all in all, I thought Pence was strong. He's just dragged down by the incompetence of his running mate.

Monroe Slavin
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RE: Your man!

Posted: 10/5/2016 6:38:48 PM

rpbobcat wrote:

Monroe Slavin wrote:

I'm sorry but that is not a fair representation. Bush was in the White House for 8 years leading to the date of the collapse. Fighting wars without funding them and other factors were much more prominent in the collapse than the relatively small number of 'forced' loans to those who couldn't qualify. The problem was the MUCH GREATER number of voluntary loans to those who couldn't qualify.

The collapse was not because of those small number of forced loans.

Look, ya think it's ever been easy for those over 60 to get hired? I believe that the number of firms which hire part-timers is small, not statistically significant (espec compared to that type of hiring generally).

Cite your little anecdotes. Surely you can put up hundreds of thousands or millions of them. Because at any time, even in the best of times, millions are un or under employed.

But if you don't think that the stewardship and recovery during a time when Obama has been in the White House has been pretty good, then you are just N E V E R going to admit anything that you don't believe, regardless of how facts may contradict your beliefs.

I joked about Kaine winning....It was pretty much a draw. Either side could make a credible case for winning or the other side losing. See--one has to be able to recognize the truth, admit the truth at some point, like it or not.

Like Solich is the definition of mediocre--what only 2 season with less than five losses in 11 years of the weakweakweak MACEast, I think. And no MAC title. But, sure, he's really doing a great job. Because comparing him to the 30 some years before him (including 18 wins in 11 years) is really the standard to hold him to.

Monroe Slavin
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RE: Your man!

Posted: 10/5/2016 7:12:13 PM

Look, I may be an arse...but at least I recognize it and have fun with it.

https://www.yahoo.com/news/trump-kaine-should-not-have-be...

Trump is either stunningly oblivious or taking all who support him for fools.

Monroe Slavin
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RE: Your man!

Posted: 10/5/2016 7:26:06 PM

Not saying that this is perfect in all it addresses, but fair is fair

http://www.huffingtonpost.com/entry/if-you-voted-for-romn...

rpbobcat
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RE: Your man!

Posted: 10/6/2016 7:19:15 AM

Monroe Slavin wrote:

[QUOTE=rpbobcat] [QUOTE=Monroe Slavin]

The collapse was not because of those small number of forced loans.

Look, ya think it's ever been easy for those over 60 to get hired? I believe that the number of firms which hire part-timers is small, not statistically significant (espec compared to that type of hiring generally).

Cite your little anecdotes. Surely you can put up hundreds of thousands or millions of them. Because at any time, even in the best of times, millions are un or under employed.

But if you don't think that the stewardship and recovery during a time when Obama has been in the White House has been pretty good, then you are just N E V E R going to admit anything that you don't believe, regardless of how facts may contradict your beliefs.

Actually,the number of "forced loans" as you call them,wasn't small.From what I've read the "mortgage crisis",lead by subprime mortgages, championed by Barney Frank, was a major contributor to the financial collapse.

There was/is also the "ripple effect" of people who bought overpriced properties thinking their value would keep going up then ending up "under water" and walking away from properties.
People also leveraged properties against each other.When the collapse hit,they lost everything.

In New jersey we are still dealing with large numbers of abandoned/foreclosed properties.
I do land surveys, so I see directly how the real estate market is doing.It still hasn't recovered from the mortgage crisis.

You are entitled to your opinion that the number of firms that are now hiring part time only is small.

But,based on what my clients tell me,some of whom are national retail chains, for "non professionals", especially in retail,that's the case.

There are also a lot more companies hiring "contract" or "commission only" workers.

In fact,hiring "contract" employees for certain positions is something my accountant recommended to me to cut costs.
Again,no benefits.

If you read my post,I said how people view the recovery,or lack there of, depends on how they're doing.
People who have given up looking for jobs,which is at an all time high,would probably not think the recovery is going too well.

Last Edited: 10/6/2016 7:21:21 AM by rpbobcat

Bobcat Love's Sense of Shame
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RE: Your man!

Posted: 10/6/2016 9:04:53 AM

rpbobcat wrote:

Monroe Slavin wrote:

You are entitled to your opinion that the number of firms that are now hiring part time only is small.

But,based on what my clients tell me,some of whom are national retail chains, for "non professionals", especially in retail,that's the case.

There are also a lot more companies hiring "contract" or "commission only" workers.

In fact,hiring "contract" employees for certain positions is something my accountant recommended to me to cut costs.
Again,no benefits.

If you read my post,I said how people view the recovery,or lack there of, depends on how they're doing.
People who have given up looking for jobs,which is at an all time high,would probably not think the recovery is going too well.

For what it's worth, I work for a company that hires on behalf of companies of all shapes and sizes, and hiring -- both permanent and contract -- is up pretty substantially over the last year and change. Year over year, 2.5 million more Americans are employed as of August 31 than were August 31 last year.

I'd also seriously caution looking to retailers hiring practices as indicative of anything on a national scale. Retail, in general, is struggling. The job growth is going to be in warehouse/transportation as more and more shopping is done online.

In fact, retailers and other sectors with large holiday season hiring needs are projecting a serious struggle in meeting part-time/seasonal hiring needs. They're holding seasonal recruitment fairs earlier, have increased pay, and many are removing restrictions on hiring people with criminal backgrounds because the labor market is so competitive at the moment.

None of that's indicative of a weak labor market.

Also, just an fyi, contract workers all must be offered benefits assuming they work more than 30 hours a week on an annualized basis. The ACA no longer allows the contract worker loophole, at least for full-time people.

Last Edited: 10/6/2016 9:05:13 AM by Bobcat Love's Sense of Shame

DelBobcat
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RE: Your man!

Posted: 10/6/2016 9:36:33 AM

rpbobcat wrote:

Monroe Slavin wrote:

Saying that "forced loans" and saying that subprime loans caused the crisis are two very different things. Most of the subprime loans that were given out were not loans that were "forced" but loans that were freely given because the banks knew they could get away with it. The subprime lending really took off in 2004, under Bush's watch but getting to that point was a bipartisan effort that played out over many years. In 1982 the Reagan Administration began the process by championing AMTPA, which Congress passed. I think many economists would also point to repealing Glass-Steagall as a contributor too, which, of course, was signed by President Clinton. Then in 2004, President Bush's SEC made changes to the regulatory environment that allowed banks to become much more leveraged. I think that was probably the straw that broke the camel's back.

But the one thing we do know: The vast majority of economists, both conservative and liberal, agree that "forced" loans were NOT the cause of the financial crisis. You can definitely find some fringe economists out there that will argue it had a role, but they are few and far between.

BA OHIO 2010, BS OHIO 2010, MA Delaware 2012

rpbobcat
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RE: Your man!

Posted: 10/6/2016 10:47:18 AM

I don't know if I'd refer to all of the economists who consider the subprime mortgage crisis as one of the causes of the financial collapse as "fringe".

The subprime mortgage crisis resulted in unqualified people getting mortgages.
What's worse is that, in a lot cases,the lenders knew these people could never pay them off.

Then these lenders,I believe "Countrywide" was one of them,"packaged" and sold them to large financial institutions.

When the people couldn't pay their mortgages,the financial institutions had a lot of worthless paper.

The fact that many more people were able to get mortgages pushed up prices, helping to create the "housing bubble".
In this area people were buying properties at inflated prices.They figured prices would keep going up and they could sell at a profit anytime.

As I said before,I do land surveying.
I still remember clients saying that they were buying property "A" for an investment.
They planned on holding it for a year or so,selling for a huge profit,then doing it again.

One client told me he figured that by doing this he could retire in few years.

Then the bubble burst.

All of sudden "prime" borrowers as well as subprime were "under water".

That led to properties being abandoned and foreclosed.

I've seen towns where whole blocks are empty.
That reduces property values around them and lost real estate taxes in those towns.
Municipalities can file liens for back taxes,but until the property gets sold,they still put a whole in local budgets.

Bobcat Love's Sense of Shame
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RE: Your man!

Posted: 10/6/2016 11:06:08 AM

DelBobcat wrote:

rpbobcat wrote:

Monroe Slavin wrote:

+1

There's a ridiculous and disturbingly prevalent insistence in this political climate to view everything through a partisan lense. Everything, whether it's the job market or the housing collapse or a 25 year war in the Middle East, has to be blamed on one party or the other in totality. It's silly and isn't at all constructive.

Last Edited: 10/6/2016 11:07:29 AM by Bobcat Love's Sense of Shame

DelBobcat
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RE: Your man!

Posted: 10/6/2016 1:08:03 PM

rpbobcat wrote:

It's like you don't even read the responses to your posts. I didn't say that economists pointing to the subprime mortgage crisis as a cause of the crash are fringe. The subprime mortgage crisis was absolutely the number one cause of the crash. What I said was that very few economists would say that "forced" loans were the reason. It was a dialing back of regulations by both parties that caused the subprime mortgage crisis, not the government "forcing" banks to give unqualified people loans. That's the point. There is a very big distinction.

BA OHIO 2010, BS OHIO 2010, MA Delaware 2012

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